I'm a newbie at this, but I think some players are way overpriced, and the total money value doesnt necessarily align with their talent. So, even losing the 20% value during the season could be justified.
For instance, I have this player Raeburn, over $% million, whose card is bettered by quite a few players at 2 mill and slightly more. I'm just keeping him as a backup for a star, but injury prone OFielder.
This guy's card stinks at 5 mill, and I don't really know how they fix some of these prices.